Personal banking is at the heart of Chase Bank, with accounts and solutions to fit almost every banking need. Here are the details of Chase Secure Banking, along with the bank’s other offerings.
Chase Secure Banking
Chase Secure Banking is a basic low-cost checking account with no minimum opening deposit. If you’re in the market for a new checking account, this might be the time to think about Chase Secure Banking.
Through July 24, 2024, you can earn a $100 bonus when you open a Chase Secure Checking account with qualifying transactions You can sign up for an account online or receive an offer coupon via email to bring with you to a local Chase bank branch. Once enrolled, you must complete 10 qualifying transactions within 60 days. Qualifying transactions include:
- Debit card purchases
- Online bill payments
- Chase QuickDeposit
- Zelle transactions
- ACH transactions
Chase Secure Banking carries a $4.95, the monthly service fee can be waived when you have electronic deposits made into the account totaling $250 or more during each monthly statement period. Despite the fee, the account offers plenty of ways to save money, including:
- No overdraft fees
- No fees at Chase ATMs
- No fees to send money via Zelle
- No fees for online bill pay
Keep in mind that these free features are included with many popular checking accounts these days. Also, Chase Secure Banking accounts don’t come with check-writing privileges. There are also no options to send or receive wire transfers. However, you can access your funds at more than 4,700 Chase branches and over 15,000 fee-free Chase ATMs.
With Chase Secure Banking, you only spend the money you have on deposit. The bank will decline or return a transaction when the customer does not have enough money in the account to cover the charge.
Other Chase Banking Products and Services
Chase offers numerous personal banking products and solutions, including:
- Chase Total Checking®
- Chase Premier Plus Checking℠
- Chase First Banking℠
- Chase High School Checking
- Chase College Checking℠
- Chase Sapphire Banking
- Chase Private Client Checking℠
- Chase Savings℠
- Chase Premier Savings℠
- Chase Bank Certificates of Deposit
- Military banking
- Credit cards
- Automotive financing
- Home mortgages and refinancing
- Investing and retirement solutions
- Small business banking and solutions
- Commercial solutions
The Best Chase Credit Cards Of 2024
Find the best Chase credit card for your needs.
FAQs
Chase Secure Banking℠ Review. Chase Secure Banking is a good option if you want to receive your direct deposits up to two days early. You can also earn a bonus of $100 when you open a Chase Secure Banking account as a new Chase checking customer with qualifying transactions (offer expires 7/24/2024).
What is the Chase bonus for 2024? ›
Compare Chase Bank Promotions
| Account | Bonus Amount | Promotion Expiry |
|---|
| Chase Total Checking® | $300 | July 24, 2024 |
| Chase Total Checking + Savings | $900 | July 24, 2024 |
| Chase Secure Banking | $100 | July 24, 2024 |
| Chase College Checking | $100 | July 24, 2024 |
1 more rowATM withdrawals have several restrictions, depending on the ATM: Chase in-branch ATM limit: $3,000. Other Chase ATM limit: $1,000. Non-Chase ATM limit: $500.
Can you overdraft with Chase Secure banking? ›
Certified low-cost account
Chase Secure Banking has been certified by Bank On for meeting the National Account Standards as a low-cost, low-fee account since 2019. No overdraft fees — you spend only what you have.
What kind of account is Chase Secure banking? ›
Chase Secure Banking is a basic low-cost checking account with no minimum opening deposit. If you're in the market for a new checking account, this might be the time to think about Chase Secure Banking.
What is the downside of Chase Bank? ›
Most Chase deposit accounts don't have minimum opening deposit requirements. The bank's various fees and low savings account rates, compared to what some competitors offer, are drawbacks.
What is the $3000 bonus at Chase Bank? ›
These are the bonus tiers: Earn $1,000 when you deposit $150,000 to $249,999.99. Earn $2,000 when you deposit $250,000 to $499,999.99. Earn $3,000 when you deposit at least $500,000.
Is the Chase $900 offer legit? ›
Chase Bank, serving nearly 90 million consumers, is rolling out a $900 bonus for anyone who opens up both a checking and savings account with them. It's being hailed as the bank bonus deal of the year, thanks to the hefty bonus and the easy-to-meet requirements. This offer is set to expire on July 24, 2024.
How can I get $600 from Chase? ›
$600 Chase Checking Account Bonus
Chase checking account bonuses start at $100 and go up over $600 in some cases. You can easily earn more than $600 with the Chase credit card offer on the Chase Sapphire Preferred® Card.
How do I avoid the monthly fee on Chase Secure banking? ›
Service Fee: Chase Secure Checking has no Monthly Service Fee when you have electronic deposits made into this account totaling $250 or more, such as payments from payroll providers or government benefit providers, by using (i) the ACH network, (ii) the Real Time Payment or FedNowSM network, or (iii) third party ...
With a Chase checking account, you can:
Send money to and receive money directly from people you know and trust. Open a Chase checking account and enjoy the benefits of Zelle in your Chase Mobile® app and on chase.com.
Does Chase Secure banking have a debit card? ›
Activate your debit card
Use it to conveniently make everyday transactions, plus you'll pay no fees when you use it to withdraw cash or make deposits at Chase ATMs.
Can I overdraft my Chase account by $500? ›
If your account balance at the end of the business day is overdrawn by more than $50, then you need to make a deposit or transfer to avoid an Overdraft Fee on the transactions that overdrew your account.
How to upgrade Chase secure checking account? ›
To upgrade an existing Chase checking account, meet with a banker or visit your local branch.
How much will Chase let you overdraft at ATM? ›
We charge a $34 Overdraft Fee per transaction during our nightly processing beginning with the first transaction that overdraws your account balance by more than $50 (maximum of 3 fees per business day, up to $102).
Is Chase private banker worth it? ›
It's good for high-net-worth individuals who want an all-inclusive banking and investment experience. It's also worth considering if you perform a lot of banking actions that currently cost you fees. The fee waivers can add up to a lot of savings. The home and auto loan rate discounts are also valuable.
Is Secure bank safe? ›
Is my money safe? Yes, your savings with Secure Trust Bank are protected up to £85,000 per person by the Financial Services Compensation Scheme (FSCS).
Is Chase Identity Monitoring any good? ›
There are no disadvantages to using Chase identity theft protection in the manner it is provided. However, since Chase doesn't offer a full suite of premium identity theft protection services, you are leaving yourself exposed and extremely vulnerable if you rely solely on Chase to protect you.
